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Most of those processing fees get paid out to the card issuer. Square has a good breakdown here: https://squareup.com/payments/our-fees

You're not getting away from those fees, no matter what backend system you're using to process cards. How do you think credit cards make money on those reward programs?

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I'd wager the idea behind this isn't to avoid fees but to avoid being swept up in automated systems where they don't care to resolve because even at $400k, you're still "small fish" and you have to reach out to the admin of a industry forum just to get your issue resolved.

Yep, but at least you get payment on your bank account directly.. And for Apple pay, PayPal or things like that I imagine if it's done using stripe on top of that, fees of each platform add up with stripe fees ? Or maybe not ?

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