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Literally looking for a payment processor for my self-funded startup, I will not use Stripe. It sounds like it's just as risky as Paypal -- and the thought of using Paypal is laughable to me.

What can I use to charge a monthly rate for members of my website?

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Just use stripe...

Don't keep 400k cash in stripe, the merchant account is not a damn bank.

I have automatic daily transfers. This isn't a bank. They have just been building up over the month over my accounts.

I'm also reading here that you can't leave the money into the bank account that is attached to the stripe account, because Stripe can get back the money from that account. They can automatically put funds in, then they can take them out.

So you need to sweep out accounts from both Stripe AND your bank account connected to Stripe.

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