This is entirely incorrect. For any currency to have utility it must exchange for a predictable amount of goods. Otherwise, it unequivocally fails its stated use case. Crypto, as it stands, is an investment (*gambling) opportunity.
Frankly it takes the inconvenience of cash and couples it with technology the vast majority of its users could not accurately describe. If that's not enough, it's unusable for peer-to-peer payments without an immediate cash-out.
Crypto must be built around utility. Utility leads to stability. Stability leads to adoption. I'm not anti-crypto. I'm anti-whatever-the-fuck-this-is.