The calls is one aspect, how they get money out is another. The gift card business needs some revamping. It should not be so easy to transfer billions every year with no accountability.

I think for that to be meaningful, there would need to be some mechanism to prevent fly-by-night operations formed to isolate the liability.

Maybe requiring them to post a large bond (proportional to the liability) and/or have insurance?

That’s a good thought. I wonder if there is an aggressive us attorney that could tie the forwarders to the scam with some kind of RICO charges.

(My entire understanding of law comes from law and order so take what i said with a grain of salt)