>> But beyond that it's up to you
It's up to you, but please be aware that you will be playing a rigged game.
In this game, those with money will be competing with you. They will also make the rules. In most situations they will also be referee.
Therefore please make every effort to be born into at least some money. That is, by far, your best chance of success.
Of course we are not heartless. We let a tiny number of previously poor people rise up to serve as both inspiration, and example to the rest. This helps re-enforce the idea that you too can rise up if you just worked "a little bit harder."
Unfortunately we cannot raise the standard of living for everyone - since most of you simply don't deserve it. Plus your cheap labour is necessary for our current comfort levels.
But I sleep well at night since my life is completely deserved, clearly we all had the same opportunities, I just worked harder than you did.