> Literally I cannot pay rent next month and have no one willing to take me in.
Well in most cities in the United States, there are numerous open spots in rent assistance or shelter programs. For example, in my city of Portland, there is a lot of money spent tackling this problem. In fact, each night, the city has empty rooms available for anyone, but they go unused. Unfortunately, part of the problem is the narrative pushed by the media that America has no social welfare. We have quite a lot. Unfortunately, the narrative we don't prevents people from seeking it out.
This is similar to how narratives about COVID swamping hospitals led to so many people not seeking medical intervention that they died or let a preventable illness go untreated. And it's what caused so many hospital closures.
Moreover, if you cannot pay the rent next month, you can contact your local st vincent de paul, and they will often cover it for you: https://www.svdphouston.org/
Below you said you are simply going to be late, and able to resume making payments in January. If that is the case, there are numerous programs available that will help you to make your rent so you don't take the credit hit. Again, if you lived in my city of Portland, I know several charities that will simply pay your rent no questions asked, not even expecting the money back. Please contact your local social services agency or one of these charities. Many have funds that go unused each month.