Yeah, this is really what I'm talking about. The comment was about why everyone doesn't do backup. I contend it's because most people aren't using Macs, because if they were, there is one obvious, almost foolproof option that covers 95% of end-user requirements, and that you don't need to think about.

I mean the system restore process is embarrassingly good (or was when I left the ecosystem): replace dead HDD, boot off installation media, attach the TM drive and say "yes please" when it asks you if you want to restore everything. The options you list are aimed at the "power user" and burdens them accordingly.