There's also a useful metric for the "chance of dying" - it's known as a micromort. Each micromort is a one in a million chance of dying https://en.wikipedia.org/wiki/Micromort
A fair bit of statistical work has been done on COVID-19 and it is summarized in the wikipedia article.
AstraZeneca vaccination against COVID-19 – 2.9 micromorts[31]
COVID-19 infection at age 10 – 20 micromorts
COVID-19 infection at age 25 – 100 micromorts
COVID-19 infection at age 55 – 4,000 micromorts
COVID-19 infection at age 65 – 14,000 micromorts
COVID-19 infection at age 75 – 46,000 micromorts
COVID-19 infection at age 85 – 150,000 micromorts [32]
Yes, many people survived - but those are not numbers I want to be betting against on a daily basis.NYT - Putting the Risk of Covid-19 in Perspective Is the risk of dying from Covid-19 comparable to driving to work every day, skydiving or being a soldier in a war?
https://www.nytimes.com/2020/05/22/well/live/putting-the-ris...
> Converting this to micromort language, an individual living in New York City has experienced roughly 50 additional micromorts of risk per day because of Covid-19. That means you were roughly twice as likely to die as you would have been if you were serving in the U.S. armed forces in Afghanistan throughout 2010, a particularly deadly year.
Rare is not zero - but if you are risk adverse, then avoiding things that are fairly high up on the risk counter would be reasonable. Likewise, if there are two options (driving in a car vs driving in a motor cycle), taking the one that adds the least amount of additional risk is reasonable.