If you were to let FSD beta just drive by itself enough time, and intentionally never intervene, it would eventually crash, no doubt about it. Before v10.69 it was hard to get a 20 minute drive with no interventions (unless it was mostly straight roads).
Comparing disengagement and driver intervention data might be useful to compare Tesla FSD vs others.
"In its first report on its autonomous vehicle operations in Phoenix, Arizona, Waymo said that it was involved in 18 crashes" (in 6.1 million miles).
For comparison, in the latest Tesla safety report:
"we recorded one crash for every 4.31 million miles driven", which is roughly what they had 2 years ago.
So Tesla is objectively safer. And Teslas are diven anywhere, whereas Waymo only drove in Phoenix, which is extremely sunny and dry.
Plus the Tesla owner will save the his/her $80k Tesla rather than prove FSD can actually handle or fail a situation.