I think the point here is that this post was optimized to try to go viral. Most startups won’t have 4% as a minimum revenue cost.

For example, you chose the most expensive Billing plan (Scale), which includes things startups don’t need. Similarly assuming the most pessimistic payment mix where everyone is using international cards along with currency conversion, which will never be true. Similarly adding data pipeline.

It’s not “Stripe’s real pricing”, as you’re no doubt aware. That’s where it turns from informative to marketing.

If there’s a way that Lago, or any other Stripe competitor for any product, cuts down on fees, that’s fantastic. There are definitely ways to beat Stripe’s fees on payments, for example, though they’re as difficult as the are transformative.