It means you can have 10mm in guarantees. Your debt to income has to continue to conform as the mortgages stack up.

But, if you can use a lease against the house as proof of income that could offset the mortgage.

That’s basically the secret sauce to “get rich with real estate” content.

Edit: it has no effect on savvy individuals because they can always put each new home inside an llc, continually keeping their count low. This is what you would do after 10 mortgages today, though most people would have put the homes in llcs by 10 anyway for other reasons.