>I don't think you understand how foreign this concept is to the vast majority of ordinary people.
I don't expect the vast majority of ordinary people to have any interest whatsoever in crypto.
I would expect someone that has their entire net worth in paper currency to take steps similar to a bank in order to secure it -- a safe is safer than a mattress, a vault is safer than a safe -- I don't think that it's asking much for someone that is in a similar situation with cryptocurrency to take similarly large precautions.
It takes effort and study to understand how to better secure one's life, this is no different.