Mr. Article Writer is making $440k/annum from 2 jobs. Somewhere before hitting $200k/annum jobs that excuse goes away. Those sort of earnings aren't what someone can command from a powerless position either.
And the reason it is being called fraud is because he is probably misrepresenting his circumstances - lying directly, in other words. Unless his employer has a sloppy lawyer. He doesn't get a moral pass for lying because there is unfairness in the world. That logic could excuse any crime.