While this is great to know, the SOS button is still fundamentally potentially a completely open-ended liability if you haven't taken Garmin's 30 buck annual insurance option for it. Even with that, you are only capped at $50k to best of my knowledge. Your Utah example illustrates this.
In a real SOS situation the cost is likely immaterial, but I can absolutely understand why people would wait a bit longer than they should before pressing.