Perhaps the only credible, open, democratising, taxable, pseudonymous electronic approximation to actual "digital cash"?
You're simply eager to trade one set of problems for the other as nobody can stop you from writing software but you are not authorized to write laws.
Say you were god-emperor of the world with the power to redesign, and enforce, how physical cash and existing monetary/payments systems work in real life - it becomes a distinction without a difference.
Somehow - despite all the good intentions - we always end up with an eclectic mix of nerds reinventing wheels, self righteous power mad Che Guevara's, opportunistic grifters, and lottery players.
I mean think about for a second. Positive rates mean more want to borrow than others want to save.
Negative rates mean less people want to borrow than others want to save.
If you don't think borrowers have a right to repay their debts then what exactly did people expect to happen? Are we supposed to blame debtors for their systematic inability to pay even though we decided they don't have the right to repay?
I'm not sure what you mean. The European Central Bank has dabbled with negative interest rates. So have others.
Anything you can express in a system like Taler you could conceivably replicate in existing financial systems, it always just comes down to political will.
nah thanks