You seem to be trying to imply that I must believe that any form or preparation is a sign that you can't execute. Which is dumb.
You seem to be trying to imply that I must believe that any form or preparation is a sign that you can't execute. Which is dumb.
I've said nothing of the sort. That's pretty rude to people who actually suffer from OCD.
I don't personally believe checking my net cash flow every few months counts as budgeting but if you do, sure, that's a semantic disagreement.
Then again I've often thought that I simply don't need a budget for X if my spending on X (as analyzed over a year, or five) is so much below of what I would put as a budget if you'd asked me to guess one.
Example: If I like buying music, I'd maybe give myself a budget of 30€ for music per month, that's 2 albums. Looking at how many albums I actually buy in a typical year, or in an excessive year - I've never even come close to buying 24 albums in a year. So that thought process might have happened once, 10 years ago and until I start to earn a lot less or albums get a lot more expensive, I'll just buy as many albums as I want, and usually end up with 5-10 per year.