Just because the general country-wide unemployment is a low number, does not mean with any sort of guarantee that an individual will be able to transition in a decent amount of time as not to unduly impact their life.

And given what the oligopoly of banks... err, the FED has been saying, 'they are hitting the brakes of inflation by raising interest rates significantly' - further exasperating the layoffs and slowing/reversing hiring at other firms.