how can you even police that? is there security monitoring this or something?
what about hybrid electrics that use li-on. what about ebikes?
what about hybrid electrics that use li-on. what about ebikes?
Trivially, after the investigators identify the cause of the fire. With all insurance, it’s not a matter of policing, it’s what will be covered when you try to make the claim.
I don’t understand how that applies to an owner. Police and monitor themselves?
Owners cover cars with car insurance, house damage (including from cars and e-bikes) with homeowners insurance. The homeowners insurance policy describes the details and requirements of what’s covered.
More commonly, they will deny a claim if, during the claims process, they found there was an EV in the parking lot at the time of the loss, even if the EV isn't related to the loss. Friend of mine is an insurance adjuster and he says he denies claims all the time when he finds out people were violating their policy terms at the time of the loss.
Read your insurance policies, people.