It would depend on the games you play. For example Stadia got games like Assassin's Creed and Cyberpunk 2077 that Xbox Game Pass still doesn't. Their streaming service is still limited to Game Pass games only.
Earlier this year Microsoft announced[1] that they are going to be allowing cloud enabled games that you own to be played without them needing to be Gamepass games.
[1] https://news.xbox.com/en-us/2022/06/09/whats-next-for-gaming... (section titled Get More Out of Your Xbox Game Pass Membership, just over halfway down)