According to other reviews, the 7000 series destroys the competition (both Intel and 5000 series) at 65W.

Also, 7000 series is designed for 95C. It'll run forever at 95C, and will always run at 95C if it has the workload and power budget. IOW, giving it more cooling will cause it to run faster rather than making it cooler.

On other chips 95C might indicate it's on the edge of failure, but AMD asserts that 95C won't shorten the 7000's life.

Ryzen scales up exponentially in power draw as you try to hit peak frequency numbers.

You can run it at 95% speed and usually something like 70% voltage.

My 3900x can do around 4.5ghz at 1.4v or 4.3ghz at 1.05v all core. I imagine Zen 4 will be exactly the same. Don't have the power draw off the top of my head, but that is essentially 125w for 4.5ghz and 90w for 4.3ghz.

Just because it lets you run that hot doesn't mean you're required to. Just use the eco mode and enjoy still having high performance at lower power.

It's not going to get any better, you can thermal throttle it if needs be.