To my understanding, its quite important if your unemployed/a newly graduated student, as of course there is no company to pay for your software package, but you still need to produce a portfolio.
Also thinking about it, it'd be an issue for freelancers. I guess they'd just up their rates, but that makes them harder to sell.
Why assume everyone here has an employer?
Because Adobe has a track record of buying up competitors only to let them stagnate or die, stopping feature development, etc. Figma is a much-loved product and I don't want Adobe to kill it, whoever pays for it.
It doesn't until they ruin it or make it so expensive that my employer looks for crappy alternatives.