Isn’t the usual advice to turn off your main breaker? Both to protect a lineworker and to avoid stalling your generator by trying to power up the neighbourhood?
I know a couple people who use this approach. They're some of the most electrically savvy people I know. I don't get worked up about it.
If you're using a cord like this, you almost certainly don't have anything but your brain preventing you from using it wrong. Brains aren't always enough.