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Comment by notch656a | Hacker News Reader

This victim blaming has to stop. These companies shouldn't be able to just shut down an account like this, especially for something so critical and core to a business survival. We shouldn't have to live in a world where you need multiple backups for every service you use in case one decides to fuck you over for no good reason!

Not to agree with the grandparent comment, but we do live in exactly that world. Even as a private citizen I deliberately carry more than one kind of payment card.

You have a large selection to pick from! You can use Visa or you can use Mastercard.

I guess the response to this is, "it depends." Like I agree with you on an some level, but really it depends on what kind of SLA you have with the vendor. If you are not paying for one, you really are not owed an explanation, and you should be multi vendored on that function to prevent outages.

No - this would be an example of GETTING fucked by a company, BECAUSE you trusted them. Which is exactly the kind of thing we write laws about; you shouldn't be able to get fucked because you believed what a company told you. You should only be able to get fucked by a company because you agreed to the penalties of how they intended to fuck you, should you break that agreement, and proceeded to intentionally and/or maliciously break that agreement.

Consumer protection is "good, actually", and while a financially robust entity is always better served by having options and backups, it's reasonable to assume that those luxuries are not available to everyone and should thus not be the expected modus operandi of a standard enterprise.

Charitably, I'll assume you meant "you should have other methods, as backup", which is decent advice. It's just really shitty when you frame it as a default expectation that was "fucked up".

Sometimes when fucking happens, both parties did the fucking.

Betting the farm on Stripe should never be the modus operando of a 'standard enterprise' and thank god I have never worked with anyone in any position of power over money that shared your beliefs. That is just insanity.

Running a successful business that is intrinsically tied to a well-known or well-trusted institution is not only common, it's the case for the majority of businesses. Which is WHY we have consumer protection (it's not to protect your typical "consumer", it's to protect the money interests of business people). How many businesses do you think could survive a disruption to their banking access? Or maybe their internet access? Electricity access? These things get laws to guarantee their functionality, even though they're private industry, because keeping businesses running is pretty important.

So no, in no universe is it rational to believe that trusting a resource to deliver on their promises is, in any way, "fucking yourself". You're just projecting your paranoia onto others as a mechanism for rationalization. You have the privilege of living with backups, and pretend that it makes you more reasonable than others, because it boosts your ego while simultaneously satiating your paranoia. It's fine - I always carry a full sized spare tire in my compact car. Inconvenient and hardly used, sure. But it stifles my paranoia about the many times I've needed to ad-hoc replace a tire. And has saved me more trouble than I can quantify. That doesn't mean people who can't afford a full-sized spare are 'fucking themselves' by not prioritizing it over, say, other or less-costly needs. It just means that I have privileges they don't.

Yes, I'm paranoid and privileged, that's why a single point of failure doesn't result in me going bankrupt. Can I cry into some $100 bills? You can dish out the hate and I can keep on keepin on enjoying my lavish privilege of having backup plans. The only thing better than boosting my ego is boosting my bank account as I draw pictures of Scrooge McDuck while my soul nourishes on the insults of HN'ers (hopefully I incorporated them all here, I lost count).

No hate here, brother. Only love. And perception. Your sarcasm is a fine enough shield, and you hold it well! I hope that it protects you until you can be honest with yourself. In the mean time, I'm happy to take your admission as a win, even if you'd like it to be insincere. Thanks for admitting your a privileged paranoid; that's the first step!

I'm sorry you felt insulted by my assumptions about you. I honestly assumed that a sober recitation of the obvious flaws in your framing would be enough to deflect what was a small amount of candid anger that you decided to parlay into self-aggrandizing "advice". Instead, I can see that I touched a nerve and only invoked more hatred from you. For that, I am truly sorry! I hope you get less hateful in the future as I will try to be more cautious of similar types of lashing out.

I apologize, you see I am a simple hillbilly from backwater America. I would speak this same way to my best friends, and I'm not joking. Making everything delicate like I'm speaking to an 8 year old child is not really my thing, if I think someone dun fucked up I'm going to say so. Perhaps certain more refined segments of America conider this anger, and you can self console yourself of your moral superiority.

Your apology is accepted. Thank you! I hope you feel better soon!

Worth noting that he's using Stripe Connect, which is more complicated than just a regular "payment pathway". Having a second provider for that is decent advice, but it's not as simple as your pretty flippant comment would suggest.

An incredibly unhelpful comment.

If I were helpful, I'd probably drop a comment on HN for the first time in a week to shit on someone's advice for moving forward with no advice of my own and nothing else to say.

Talk about the ultimate hypocrite.

Would you please stop posting flamewar comments to HN? We've already had to ask you this multiple times:

https://news.ycombinator.com/item?id=30363800 (Feb 2022)

https://news.ycombinator.com/item?id=30106006 (Jan 2022)

https://news.ycombinator.com/item?id=30105990 (Jan 2022)

If you keep doing it, we're going to have to ban you, so if you'd please review https://news.ycombinator.com/newsguidelines.html and stick to the rules when posting here, we'd appreciate it.

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