Adobe could eliminate this loophole by simply charging the difference (between what they actually paid and what they would have paid on a monthly play) when they opt out.

Presumably the current arrangement is some kind of creative accounting exercise though, and such a pro-customer policy might blow it up.

I do this because I specifically assumed using Adobe there would be some maniacal dark pattern they wouldn’t really let me cancel sooner than a year despite what the main text stated. Seems like I was correct, reading this thread.