It's acting like I'm buying a separate A/C for each zone, but that's not how they are priced. I have 9 for "Heat pump: Number of units", and 2 for "AC equipment: Number of units ".
Also it's having trouble doing the math right because I have window A/C, but I would get a mini-split for A/C and Cooling.
For me the math is just not right - if I put in a mini-split to have A/C, I need to decide what's cheaper, running my high efficiency boiler (that I already have), vs heating using the heat pump.
That's really all I want to know: What costs less, heat with gas, or heat with electricity. Or maybe a hybrid.
This seems geared more to people who have existing ducted A/C with a furnace (not a boiler), who might get rid of the boiler part, and leave the rest. (Or just not use the boiler.)
IMO you should just stick to calculate fuel costs for heat with gas, vs heat with electricity, and leave out the installation costs.