I'll tell you what would solve mine. About $2m.
Of course, that's all predicated on a stable civilizational standard which is not at all guaranteed these days, due to issues like climatic instability, social strife, etc.
(I played with Schwab's annuity estimator and it basically refused to give me an estimate)
It suggests that for an annuity with a 2% annual growth (which at least maybe approximates "flat real rate of return,") for 30 years, it'll give you about 3.7%, not 5%.
And given it's mid life, well sadly it's only got to last me for 40 years, optimistically.
What are some of the investments that can give me this rate of return. Also, the principle needs to keep growing to account for inflation too yea?
Retiring at 35 you should be able to get away with a 3.25% SWR [0], which'd give $65k/yr from $2M. But a) that'd be mostly long-term capital gains, which have lower taxes than regular income and b) you wouldn't have to save for retirement. So you'd probably end up with the spending power of someone making ~$80k salary
[0] https://earlyretirementnow.com/2016/12/14/the-ultimate-guide...
1. What you really want is what you can do with that money.
2. There's usually an alternative way to get nearly equal enjoyment for far less money.
To disagree with my comment, you'd have to argue that there is no alternative to getting hit with a big pile of money in order to deal with the problem of a bad job. Without even giving it much thought, I can list a few: change careers; get a better job; marry someone with a decent job, which will expand your employment options; start your own company; live a more frugal life and work fewer hours.
The important thing to take away from the advice is that everything I've listed is a realistic solution but getting the big pile of money isn't.
The problem is having to have a job at all.
You were so close.
Marry rich is the answer.
But (2) I disagree with. I don't have $2M but I probably have enough to retire in a shit country and live frugally (before you judge me: I was born and raised in a shit country, but managed to get to a better place, literally and figuratively). I'd have all the time in the world to pursue my actual interests; but at the cost of living in a shit country, having to worry about my physical safety or other similar concerns.
With $2M though (or more realistically, with $5M, but the point stands) I could achieve (1) in the awesome country where I live now. So yes, in my case, $5M in the bank would absolutely solve the problem.
On the other hand if you find her/him, then you know they weren't after the money.
Burnout recovery *requires* you to stop working in the area that caused the burnout; but, many of us have golden handcuffs in our job's income, so multi-year relief from it - especially if it allows us to buy a house so we have security - may be what's required here.