I literally just had a huge problem for my credit score. Apparently I cancelled a credit card for the water company which supplies water to a small property I own. They sent mail to the address telling me to pay, but no emails or texts. By the time I retrieved the mail I was four months in debt and they had already called collections on me.

Now I have a major negative event on my credit report that won’t go away for seven years. Over $150 of total late fees. My credit score dropped nearly 70 points. All because I didn’t check my mail for a few months while traveling.

I really hate this system with a passion. A deep and profound passion.