There's no basic human right to have a roof over your head, for the simple reason that someone has to make the roof. Saying "I have a right to have it [without building it yourself]" is saying "I have a right to force someone to build it for me". I dunno about you, I'm uneasy about forced labor.

Even beyond that, there's certainly no right to have the roof over your head wherever you want - there is simply not enough space for everyone to have it. Commoditization of housing basically lets the scarcity be managed via market mechanism, the best we have - what creates the problems, like making scarcity worse, is /absence/ of commoditization - where someone decides that things should be a certain way, e.g. via zoning, design reviews, environmental rules, etc. If we could commoditize more in these areas (e.g. something like carbon tax for congestion/sewer use/... instead of a committee deciding; removing free public parking and letting the market resolve that and probably save space and reduce car use; etc.), there'd be more housing. If we commoditize less, scarcity would just be managed via different means - like corruption, connections, etc.