"The majority of charging will be done at home" ? With multifamily/apartment style homes, no way every parking place in the basement parking is getting a dedicated charger.
"or maybe at work (I can see EV charging parking lots becoming a benefit)" - with work from home trend gaining traction ?
"Quick-charged at restaurants" ? So, eating out for $50 per person and an hour to eat and quick-charge, instead of stopping for 5 minutes at the pump ?
"It will be done cheaply, at home, at night" - no it won't. Majority of low pay workers won't be able to charge their EVs at home, even if they would be able to buy them. More "rich get richer, poor get poorer, and affected by running dirtier ICEs"