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The CC company has a fraud dept for that. They can leave a message. It’s important but not critical so can wait twelve hours.

I am more likely to identify a fraudulent transaction than the banks fraud department. If I didn't have these notifications on, in case they don't identify a fraudulent transaction, I'd have to do so myself by reconciling everything manually at the end of the month. That's a lot more effort for me than simply responding to unexpected transaction notifications as they happen.

Ok, I guess that's another important use case! Anything else comes to your mind?

I am currently working on a project where we have 90+% of opt out from push notifications with <10% open rate, and for good reasons.

I am try to build an argument here for my manager haahah

Same here. Those notifications are great. I just disable sounds and vibrations for them.