> It puzzles me when people say that small companies can’t retrain every day because they don’t have FAANG-style budgets. It costs a few dollars, at best, to retrain many xgboost or scikit-learn models.
if re-training every-day actually gives you a significant business material benefit (excepting cases where you specifically want to significantly over-weight recent data - phone keyboard autocomplete predictions as an example), you likely don't have a model that is actually picking signal from noise or generalizing on the data. This is memorization, not learning. This is essentially how you get expensive ML disasters.