For those in Canada, the banks and telephone lines were all down at one point. Even if you were on a different internet provider that was up, you bank would still be down.

So the 'call my bank' option won't work here and wire transfer is no different to transferring money in crypto as they are both irreversible.

But I don't know how entering a .eth/.sol/etc address or scanning a QR code to send USDC over is harder than typing in the sort code, account number, IBAN number, etc to do a wire transfer.