i have been thinking about getting a solar water heater>heat pump>radiator to warm up my home but the costs just dont make sense because of the heat pump. i am told the life expectancy of a good heatpump is like 10 years, that amount divided by only 10 winters it is expected to see is more than what we currently pay for electricity in winters, accepting that we don't currently have whole house heating, (we rely on personal hot water bottles/electric blankets in bed)