There's no need to rely on fuzzy math from Tesla or Inside EVs. Those comparisons are comically inept.
The base Model 3 now costs $48,490 whereas the Toyota Camry starts at $25,845. The absolute most expensive Toyota Camry trim is the XSE V6 with a sticker price of $36,270.
Edmunds estimates the 5 year total cost of ownership for that Toyota Camry at... $45,211. The cash cost to own that Camry is $45,211 + $36,270 for a total cash cost of $81,481.
Edmunds doesn't have an estimate for a 2022 Model 3, but their 5 year total cost of ownership for a 2020 Model 3 is... $53,660. $48,490 + $53,660 is $102,150.
This is the most absurd and generous (to Tesla) comparison I could possibly make and the Model 3 is 25% more expensive. It's two year old Model 3 compared to the most expensive Camry you can buy.
If I compare base model to base model it just gets comically out of hand. The 5 year total cash cost for a base model Camry is $25,845 + $31,413 for a total cost of $57,258. The Model 3 is 78% more expensive over five years.
You have to really seriously gamify the numbers to come out ahead on any EV. Things such as absurd vehicle comparisons, extending the length well beyond the length that people actually keep their car, discounting or ignoring deprecation, assuming absurd and unrealistic increases in gas, etc.