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> This would encourage your loved ones to keep you alive until you reach that age.

Why would they need external encouragement for that?

Unfortunately there's been a few cases where families have basically killed off older relatives to get their inheritance early.

So conceptually reverse life insurance is a great idea, but I can't see how it'd work in practice.

Consider a scenario where you don't want to be alive, like dementia, or cancer, etc.

Uh, okay. Then I guess the scheme should motivate my family to keep me alive against my explicit will, even if it makes no medical sense and would only prolong my suffering. And that's supposed to be a good thing?

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