OTOH, doctors in the US often pay $50-$200k/year in malpractice insurance[1]. In the UK, indemnity comes from the NHS automatically.
https://www.nerdwallet.com/article/small-business/how-much-i...
https://www.nerdwallet.com/article/small-business/how-much-i...
I'm not at all shocked someone who cuts people open and removes or adds objects has a high liability insurance.
I have no source for this, but blaming medical system costs on liability insurance feels like a way of blaming the patients instead of the system. "If only greedy people were not trying to get rich quick off lawsuits."