I'm being screwed then. I have a CS degree and a business Masters degree. I'm a "senior" developer and make $55k.
The primary employer in my area is the Montana State government. Programmer pay here tops out at about $60k/year. Low-end programmer salaries are about $35-$40k. In the private sector you'd be lucky to get $70k/year.
My wife and I are thinking about moving, but you can't really beat the quality of life here. Remote work is an option, but I don't really have the network/stomach to freelance and remote permanent positions are pretty scarce.