I'm from Denmark, maybe the country with the best social safety net in the world. The state pays your medical bills, your school and education (you even get a state allowance to live on while you study), if you lose your job the state will give you money, and so on. You can actually live a whole life with nothing but statemoney.

The startup culture here is terrible, exactly because of this. People become cosy and risk averse because they don't really need to fight, and because there's no need to.

So i think the parent hits the nail pretty much on the head.