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Is there such a thing as a truly private “masked card service?” I’m genuinely curious because I use virtual cards supplied by my online bank, but I’m sure they retain records for each virtual card I use. Are there services that do not record this information?

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> Is there such a thing as a truly private “masked card service?”

No - there’s no way to support all the anti fraud mechanisms of the major credit card networks without a thorough paper trail. Masked card services help prevent unwanted charges and inconvenience for the customer - they may give a fleeting layer of privacy between the consumer and the merchant but nothing more than that.

Good question. I doubt any of them are truly private but I think it at least adds a layer of privacy and security from the service provider, but as with most things it probably won't protect you from a court order.

The only real masked card I can think of would be a gift card paid for in cash. Tedious as it is, that seems like the only way to use a debit card privately, and I think some of those are rejected by online pay platforms.

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