It’s easy for super paid engineers to figure out retirement because it will likely just automatically happen for them between high salaries / aggressively competitive benefits or stock windfalls if they can curb lifestyle spending habits and just work moderately hard.
For the rest of us… different story and life long commitment to reaching financial independence “the hard way”.
Some feedback:
- The end screen I wish was configurable or easier to see is this inflation adjusted or assume x% growth rate. This widget is the best I’ve used check it out: https://www.bankrate.com/banking/savings/save-million-calcul...
- I never know — and struggle - do these assume wage growth or not with inflation? I find this always the worst at trying to figure out savings and confusing. Maybe help digest that.
- “FIRE life hacks” or some fun name could also be useful. For example, paying down mortgage with extra payments, sell your car and get one 30% cheaper, killing expenses by x%, move that cash to index fund for 22 years left until retirement, side gig that produced $500 a month, or paying student loan debt or not faster. Would be cool to automate this with reasonable default recommendations. So less, hey your set or not make a plan, and more here’s your situation but here’s the best possible thing you could be doing. I think it could driver greater impact and people more likely to be motivated.
Either way, will definitely share this with friends, love what you all are doing, and wishing you good luck!