True facts, this. My spouse never had to wonder where the electric or gas money was coming from, even though their family is really frugal despite making really good money, and I'm still surprised at their decisions that I irrationally describe as extravagant even though they're better decisions all told.
Even though I have a great job now and have for years, I still find myself shying away from good things that I really can afford, or buying cheap shoes when dropping a Benjamin is better even in the immediate term.