I’ve seen commercial banks reverse wire transfers within the first 30 days.

When you are moving large sums of money between well known institutions the money is very illiquid, mostly to prevent mistakes, fraud, etc. It’s why most fraud that you hear about involves movement of money overseas or into another type of asset or more liquid form, e.g bills, physical goods etc.

No one sits their stolen funds at chase bank… Makes blockchain and NFTs the perfect gateway for fraud.