Me too. But it will be 397 pages long and most of us still can't stop using it because we live in a society.
[•] I personally lasted two months without a phone once (2016 Japan), since 80% of services would outright refuse you if you didn't have one, while the rest would pester and harrass you extensively before finally giving in.
Also, one of my banking institutions is a small credit union whose website does not work well on mobile, but has a well functioning android and iOS app.