Have you never had to get cash?
Most online banks reimburse ATM fees. So every ATM becomes your ATM. Which I find more convenient than having to search for branded ATMs.
Everyone takes Zelle, CashApp, Paypal, Venmo these days.
Anecdotally, I can go for months without withdrawing cash.
I only visit an ATM a couple times a year but there's no reason I couldn't go every couple days if I used mostly cash.