I had a near miss like this that really scared me in Vancouver. I was going straight, and the light went yellow just before I got to the intersection. Thinking like a car, I speed up to clear the intersection before the red light. An oncoming car in the left lane also sped up to make a left turn. I don't remember if he indicated, certainly I didn't see it. We both slammed on the brakes and narrowly missed each other. He honked at me and was pissed. I was too scared and shaken for a while to realize I had the right of way. My next realization was that it doesn't matter if I have the right of way and am dead. Since then I always look carefully for left turners, even if they're not indicating, and I stop for yellow lights whenever possible (which to be fair, is what one is supposed to do.) Cycling on roads with cars is dangerous, even when there is a dedicated bike lane.