So if I want to build a house I have to come to the building authority with blueprints and ask if that building design is OK. I can't just ask step by step: is it OK if I use these walls, these windows... And build up my house like that.
Why would that be different for a nuclear regulatory body? Moreover, they are designing new reactor technology much more complex and less understood than a house. I imagine for safety assessments one would need to look at the whole design, just look at the example on cable trunks given in the article.
I wonder what the startups would say if the agency would approve their first steps, but then disapprove the full blueprints, because even though the steps made sense the whole does not meet requirements. Or do they want guarantees?