What is the higher priority for poor/lower class people, feed their family today or invest for tomorrow? Tomorrow never comes if you don’t take care of today today.
Checkout /r/povertyfinance
FOR example I invest $100 in app and it gives at least 8 to 9 dollars returns per month it is good for students or house wife.
One possibility is that you are planning an investment that is very risky. If you are lucky, it will be good for a while but sooner or later it will explode and a lot of people will lose their money and hate you.
Another possibility is that you are planning something that is equivalent to a Ponzi scheme without realizing it. If you are unlucky, it will be good for a while but sooner or later it will explode and a lot of people will lose their money and hate you and you will go to jail.