Nit: Gemini's highest yield is 6.9% on their Gemini dollar stablecoin[1], and the withdrawal delay is promised to be at most five business days which they were able to adhere to (not that that's not long, depending on what you expect, just wanted to quantify) during last week's LUNA crisis.
Reddit thread at the peak of the LUNA collapse: https://www.reddit.com/r/Gemini/comments/uowmrg/status_updat...