That looks good. It would be like an affiliate program.
I don't know why I have an aversion to paypal, though. I just want "stripe for payments". I don't think it exists, though.
Paypal isn't ideal for getting money, but for giving money, it doesn't get any easier. Mostly everyone has a paypal account, so adding a paypal email address field to their profile allows for easy scripting of the payment file build process.