I had issues with Better last year. Advisors were hard to reach, away on vacation without notice, completely unreachable before 9AM and after 5PM, and unable to adjust to the highly competitive market that was going on last year (needed 15 day close as opposed to 30). I had to switch to a local banker, who was able to provide the speed and flexibility required as they were used to the local market. The local banker also offered the same rate as Better, meaning there was no advantage to Better whatsoever.